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Jon Ramsay, Mortgage Loan Advisor

Your Trusted Mortgage Expert
in Charlotte, NC

Collaborate with a mortgage specialist who is trusted, reliable, and has a track record of success in the Charlotte real estate market. Also, has a hassle-free process due to proper communication, approvals, and the timely completion of all steps.

(704) 441-4793
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Innovative Loan Solutions

Access unique programs like our "Buy Before You Sell" and specialized DSCR loans for investors.

New Construction Specialist

As the preferred lender for PresPro Homes, we offer a seamless financing experience for your new build.

Local Charlotte Expert

Get expert guidance from a mortgage professional who understands the local Charlotte-Mecklenburg market.

About us

About Jon Ramsay

Jon Ramsay at Mutual of Omaha Mortgage and Keller Home Loans helps people buy homes without stress. Based in Charlotte, NC, he offers expert guidance and clear communication. He provides smart loan solutions for buyers, builders, and planners. Jon makes the mortgage process simple and smooth so clients feel confident. Trust him to make homeownership dreams real.

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Loan Programs We Offer

Close-up of a woman holding keys with a blurred background, symbolizing a new home or real estate concept.
Buy Before You Sell Home Program for a Smooth Move to Your Next Home

Jon Ramsay at Mutual of Omaha Mortgage and Keller Home Loans in Charlotte, NC, offers an innovative buy-before-you-sell home program. It helps you buy your new home first and sell your old one later. This means no rushing or stress. You can make a strong, non-contingent home offer. Jon provides expert mortgage advice, clear updates, and smart loan options to make upgrading or moving smooth, simple, and worry-free.

Beautifully designed dining room featuring traditional wooden furniture and a decorative chandelier.
Home Purchase Loans for Every Buyer: Conventional, FHA, and VA Options

At Mutual of Omaha Mortgage and Keller Home Loans in Charlotte, NC, Jon Ramsay helps you find the best way to buy your next home. He offers Conventional loans with flexible payments and great rates. FHA loans are available with lower down payments and easy approval. Jon provides clear, honest advice and local expertise. He ensures every buyer finds the right mortgage for their needs and budget.

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DSCR and Investment Property Loan Solutions

Jon Ramsay, who works at Mutual of Omaha Mortgage and Keller Home Loans in Charlotte, NC, helps investors grow with smart DSCR mortgage loans. This program lets real estate investors qualify using property income, not personal income. It’s perfect for buying, refinancing, or expanding rental properties. Jon offers expert guidance, clear communication, and flexible financing options to support long-term success in real estate investing.

Joyful couple taking a selfie while holding keys to their new home, celebrating a milestone.
First-Time Homebuyer Programs Designed to Make Owning a Home Easier

Jon Ramsay at Mutual of Omaha Mortgage and Keller Home Loans in Charlotte, NC, loves helping first-time homebuyers. He offers special loans with low down payments and great rates. Jon provides expert guidance and personalized first-time buyer support. He makes the process easy from approval to closing. If you’re buying your first home or want to check grant options, Jon Ramsay is your trusted local mortgage expert.

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Affordable Homeownership Through Down Payment Assistance Programs

Jon Ramsay at Mutual of Omaha Mortgage and Keller Home Loans in Charlotte, NC, helps more people become homeowners with flexible, affordable loan options. Qualified buyers may get down payment assistance or even a zero down payment home loan. That means you can buy sooner and build equity faster. Jon offers expert guidance, honest advice, and smart financing solutions to make homeownership simple and budget-friendly.

Bright and modern kitchen interior featuring granite countertops, wooden flooring, and ample natural light.
Exclusive Financing as the Preferred Lender for PresPro Homes

Jon Ramsay at Mutual of Omaha Mortgage and Keller Home Loans in Charlotte, NC, is the trusted builder preferred lender for PresPro Homes. He makes new home financing simple and stress-free. Jon offers great rates and loan options tailored for PresPro buyers. He keeps communication clear, ensures quick closings, and provides expert mortgage guidance. With Jon and PresPro Homes, your new home purchase is smooth, easy, and rewarding.

Why Choose us

Your Dedicated Partner in Home Financing

Your Trusted Guide in Home Financing

Partner with a mortgage expert who offers clarity, confidence, and customized solutions at every stage of your journey.

New Construction Specialist

Experience a seamless process as the preferred lender for PresPro Homes.

Move with Our “Buy Before You Sell” Option

Purchase your new home first and make a strong, non-contingent offer that helps you stand out in a competitive market.

Home Loan Options for Every Buyer

Whether you’re buying your first home or expanding your portfolio, Jon provides the right program to help you achieve your goals.

Captivating view of Charlotte, NC skyline featuring modern skyscrapers under a bright blue sky.

Our Gallery

Close-up of a woman holding keys with a blurred background, symbolizing a new home or real estate concept.
Beautifully designed dining room featuring traditional wooden furniture and a decorative chandelier.
Modern apartment building exterior with colorful design, showcasing urban architectural style.
Joyful couple taking a selfie while holding keys to their new home, celebrating a milestone.
Detailed miniature house models displayed in an indoor exhibition setting with people in the background.
Bright and modern kitchen interior featuring granite countertops, wooden flooring, and ample natural light.

What Our Clients Say

We are proud of our reputation for excellent service. See our reviews on these platforms.

our google business profile reviews
5 star reviews on yelp
our BBB rating is A+

Frequently Asked Questions

Jon offers conventional, FHA, VA, jumbo, and investor friendly DSCR loans, as well as the first time buyer and down payment assistance programs.

It allows you to buy your new house initially and place a serious non-contingent offer, and eventually sell your existing house.

Yes, PresPro Homes would prefer Jon, he would provide easy and efficient financing of new construction.

DSCR mortgage loan is a mortgage loan that enables real estate investors to qualify on property income as opposed to personal income.

Yes, Jon assists homeowners 62+ to gain retirement by tapping into home equity by way of reverse mortgage programs.

Email Us

jramsay@mutualmortgage.com

Call Us

(704) 441-4793

Address

Charlotte, NC



    Your trusted mortgage expert in Charlotte, NC, offering a wide range of solutions from first-time homebuyer programs to specialized investor and new construction loans. We’re committed to finding the right loan for your goals.

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    Contacts

    (704) 441-4793

    jramsay@mutualmortgage.com

    Charlotte, NC