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Jon Ramsay, Mortgage Loan Advisor

Your Trusted Mortgage Expert
in Gastonia, NC

Collaborate with a mortgage specialist who is trusted, reliable, and has a track record of success in the Gastonia real estate market. Also, has a hassle-free process due to proper communication, approvals, and the timely completion of all steps.

(704) 441-4793
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Professional Expertise with Personal Touch

Expert guidance backed by industry experience and clear communication.

Comprehensive Loan Options for Every Situation

Flexible mortgage solutions tailored to each borrower’s needs.

Reliable Support from Application to Closing

Consistent updates and assistance for a smooth, stress-free process.

About us

About Jon Ramsay

At Mutual of Omaha Mortgage in Gastonia, NC, Jon Ramsay is all about making sure you feel good about getting a home loan. He makes the mortgage process simple, clear, and personalized to your financial goals. With expert knowledge of the Gastonia area and strong backing from Mutual of Omaha Mortgage and Keller Home Loans, Jon provides trusted guidance, honest communication, and dependable home financing solutions designed to help you achieve homeownership confidently.

 
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Loan Programs We Offer

Close-up of a woman holding keys with a blurred background, symbolizing a new home or real estate concept.
Upgrade Homes Easily with Buy Before You Sell Solutions

Our Buy Before You Sell Service helps you buy a new home before selling your old one, giving you flexibility and peace of mind. With support from Mutual of Omaha Mortgage in Gastonia, NC, Jon Ramsay provides expert guidance, personalized loan options, and clear communication. Backed by a trusted lender, you can access your home’s equity, make strong offers, and move into your new home confidently before selling your current one.

Beautifully designed dining room featuring traditional wooden furniture and a decorative chandelier.
Expert Help with FHA, VA, and Conventional Loans

At Mutual of Omaha Mortgage in Gastonia, NC, Jon Ramsay can help you get a fixed-rate mortgage designed for stability and peace of mind. With a consistent interest rate and predictable monthly payments, you can plan your budget confidently. Jon provides expert mortgage guidance, clear communication, and local support, helping you compare loan terms, understand your options, and choose the best fixed-rate mortgage to achieve your homeownership goals.

Modern apartment building exterior with colorful design, showcasing urban architectural style.
Grow Your Portfolio with Investment and DSCR Loans

If you're a real estate investor in Gastonia, NC, Jon Ramsay at Mutual of Omaha Mortgage is someone you should talk to. He specializes in DSCR loans, focusing on your property’s income potential instead of personal income. These investor-friendly loans can simplify approval and help you grow your real estate portfolio. Jon provides expert mortgage guidance, clear communication, and tailored loan options to support your investment goals and long-term financial success.

Joyful couple taking a selfie while holding keys to their new home, celebrating a milestone.
Supportive Solutions for First-Time Buyers in Gastonia, NC

At Mutual of Omaha Mortgage in Gastonia, NC, Jon Ramsay helps first-time homebuyers get into their new homes without any stress. With access to a wide range of home ownership programs, he works to make buying a home more affordable and achievable. These plans can mean smaller down payments, good interest rates, and other help for those who are eligible. Jon walks you through everything, so you know what's up and can pick the best mortgage for your wallet and future. You'll get help from start to finish, so buying your first place is fun, not scary.

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Explore Down Payment Assistance Options in Gastonia, NC

Jon Ramsay at Mutual of Omaha Mortgage in Gastonia, NC, can hook you up with mortgage assistance programs to help with down payments and upfront costs. These programs make homeownership easier and more affordable. Whether you’re a first-time buyer or returning to the market, Jon offers expert guidance, local program insights, and personalized loan options to match your finances, helping you buy a home confidently and stress-free for the long term.

Bright and modern kitchen interior featuring granite countertops, wooden flooring, and ample natural light.
Financing for New Construction with PresPro Homes

Jon Ramsay at Mutual of Omaha Mortgage in Gastonia, NC, is happy to assist people in buying new homes from PresPro Homes. He specializes in construction-to-permanent loans, combining building costs and long-term financing into one easy plan. With less paperwork, lower costs, and clear communication, Jon keeps buyers and builders connected. Backed by Mutual of Omaha Mortgage, he ensures a smooth process so you can confidently move into your new PresPro home.

Why Choose us

Your Local Partner in Home Financing

Experienced Guidance You Can Trust

Professional mortgage insight that helps you make confident, informed decisions.

Loan Options Designed Around You

A wide range of programs, including first-time buyer options, fixed-rate loans, refinancing, and more.

Move with Our “Buy Before You Sell” Option

Purchase your new home first and make a strong, non-contingent offer that helps you stand out in a competitive market.

Smooth and Efficient Loan Process

Dedicated assistance and timely communication that keep your home purchase moving forward.

Captivating view of Charlotte, NC skyline featuring modern skyscrapers under a bright blue sky.

Our Gallery

Close-up of a woman holding keys with a blurred background, symbolizing a new home or real estate concept.
Beautifully designed dining room featuring traditional wooden furniture and a decorative chandelier.
Modern apartment building exterior with colorful design, showcasing urban architectural style.
Joyful couple taking a selfie while holding keys to their new home, celebrating a milestone.
Detailed miniature house models displayed in an indoor exhibition setting with people in the background.
Bright and modern kitchen interior featuring granite countertops, wooden flooring, and ample natural light.

What Our Clients Say

We are proud of our reputation for excellent service. See our reviews on these platforms.

our google business profile reviews
5 star reviews on yelp
our BBB rating is A+

Frequently Asked Questions

Provide basic financial info, and Jon will help determine your qualifying amount and loan options.

Yes. Jon offers guidance and programs to make first-time buying more affordable.

Based in Gastonia, NC, and serving the Charlotte region and surrounding areas.

Yes. Jon offers solutions to help you make a strong non contingent offer.

Most loans close in about 30 days with completed documentation.

Email Us

jramsay@mutualmortgage.com

Call Us

(704) 441-4793

Address

Gastonia, NC



    Your trusted mortgage expert in Gastonia, NC, offering a wide range of solutions from first-time homebuyer programs to specialized investor and new construction loans. We’re committed to finding the right loan for your goals.

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    Contacts

    (704) 441-4793

    jramsay@mutualmortgage.com

    Gastonia, NC