Frequently Asked Questions
Start by checking out their experience, what loans they offer, and how well they communicate. You want someone who’s clear about the process, offers reasonable rates, and is there for you the whole time. At 3 Keys Lending, we keep things simple, so you feel good moving forward.
It depends on the loan. Some loans are great for those with OK credit, but others need higher scores. We’ll check your credit, spell out your options, and point you to the loan that works best for your situation, both for getting approved and saving money later.
If you have your paperwork ready, it can be fast. A lot of buyers get pre-approved quickly, which helps when they’re trying to buy a house. We keep the lines open and talk straight, so things go smoothly.
Your credit score, the type of loan, how much you put down, and your finances all matter. What’s happening in the market does, too. We’ll break it all down and help you land a rate that makes sense for you.
Expect to pay for lender fees, an appraisal, taxes, insurance, and title stuff. It changes based on where you are and the loan. We’ll go over each cost closely so you know what you’re paying for, no surprises or confusing language.