Frequently Asked Questions
Generally, you’ll want a credit score above 620. Keep in mind, though, that this can be flexible, especially if you’re looking at FHA or VA loans.
A lot of first-time buyers go with FHA loans, regular loans, or options that don’t need a big down payment. We can help you compare them and decide what works for you.
Refinancing is a good idea if you want lower monthly payments, better rates, or need some cash for important things. We can look at your choices and show you how much you could save.
Your credit score, what’s happening in the market, the type of loan, and details about the house all play a role in your rate. We can help you get the best rate possible.
Most loans close in a few weeks. If you have all your paperwork ready and respond quickly, we’ll make sure things go as fast as they can.