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Jon Ramsay, Mortgage Loan Advisor

Your Trusted Mortgage Expert
in Waxhaw, NC

Collaborate with a mortgage specialist who is trusted, reliable, and has a track record of success in the Waxhaw real estate market. Also, has a hassle-free process due to proper communication, approvals, and the timely completion of all steps.

(704) 441-4793
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Tailored Mortgage Options

Customized financing solutions designed to fit your lifestyle, budget, and long-term homeownership goals with ease.

Hassle-Free Experience

Simplified loan processing that guides you smoothly from initial application through every step to a successful closing.

Local Waxhaw Advisor

Trusted local advisor with deep knowledge of Waxhaw’s housing market, guiding confident decisions for homebuyers.

About us

About Jon Ramsay Mortgage Expert

Jon Ramsay is a mortgage expert in Waxhaw, NC, with Mutual of Omaha Mortgage and Keller Home Loans. He’s great at helping people find that perfect home. He focuses on each client’s needs, giving them a mortgage plan that fits just right. Jon has many creative loan options and keeps everything clear, so buying a home is easy and stress-free for residents in Waxhaw and other places.

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Loan Programs We Offer

Close-up of a woman holding keys with a blurred background, symbolizing a new home or real estate concept.

Unlock Freedom with Our Buy Before You Sell Program

Ready to upgrade your living space? Our move-up home buyer financing program helps you purchase your next property with ease, without the pressure of selling first. Whether you need more room or want a nicer home, we offer strong mortgage options, competitive rates, and helpful tools like bridge loans. You’ll get personalized guidance based on your goals. We handle the details, including evaluating your equity and structuring your loan, so you can move into your new home confidently and without stress.

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Conventional, FHA & VA Loans Made Simple

Welcome to Jon Ramsay’s page at Mutual of Omaha Mortgage. Jon specializes in smart, customized financing solutions for every stage of homeownership. Whether you're buying your first home, moving up, or refinancing, he offers a full range of loan options, including Conventional, FHA, VA, and Jumbo. Jon keeps the process simple and stress-free with clear guidance and personalized support. His goal is to help you secure the right mortgage with confidence, straightforward, and tailored to your needs.

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Smart Financing with DSCR and Investment Loan Programs

Unlock new opportunities in real estate with our investor mortgage programs, designed to help clients grow, diversify, and strengthen their property portfolios. Whether you're purchasing your first rental or expanding into larger investments, we offer financing that fits your goals. In today’s competitive market, qualifying is straightforward, and we work to provide strong rates and fast closings so you can act quickly on new opportunities. Our team delivers the guidance, tools, and confidence you need to build your investments and move forward successfully.

Joyful couple taking a selfie while holding keys to their new home, celebrating a milestone.

Empowering First-Time Buyers with Smarter Financing

Starting your homeownership journey is exciting, and our first-time buyer assistance programs make it easier than ever. We guide you through each step, from understanding loan options to choosing the best financing strategy for your budget. With low down payment programs, clear homebuying education, and personalized financial guidance, you can make confident decisions. Whether you're improving credit, comparing loan types, or preparing for closing, we keep everything simple and stress-free so you can move into your first home with confidence and ease.

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Making Homeownership Possible with Down Payment Assistance

Buying a house shouldn't be impossible because of a huge down payment. Our low down payment mortgages are for people who are ready to buy but also want to save money. Whether it's your first house or you're moving to a bigger one, these plans help make owning a home easier without losing flexibility or security. We have good interest rates, easy approvals, and experts to guide you all the way. Our low-down payment mortgages help you get your dream home quicker and easier on your wallet.

Bright and modern kitchen interior featuring granite countertops, wooden flooring, and ample natural light.

Streamlined Loans for PresPro Homebuyers

At Mutual of Omaha Mortgage, Jon Ramsay offers tailored new construction home loans to help bring your dream home to life from the ground up. Whether you're building with PresPro Homes or creating a custom home in Waxhaw, NC, Jon makes financing simple. He provides strong loan options, competitive rates, and expert guidance, from land purchase and construction funding to permanent financing. Jon keeps your project on track with smooth coordination and clear communication, ensuring a stress-free, successful building experience from start to finish.

Why Choose us

Your Dedicated Partner in Home Financing

Individualized Mortgage Solutions

Jon provides tailored lending options for first-time buyers, investors, and new construction loans matching goals.

Local Skill, National Power

Supported by Mutual of Omaha, Jon combines national strength and local insight to navigate Waxhaw.

Unobtrusive, Open Process

A hassle -free, stress free mortgage process where communication is honest, timely, and professional at all stages.

Home Loan Options for Every Buyer

Whether you’re buying your first home or expanding your portfolio, Jon provides the right program to help you achieve your goals.

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Our Gallery

Close-up of a woman holding keys with a blurred background, symbolizing a new home or real estate concept.
Beautifully designed dining room featuring traditional wooden furniture and a decorative chandelier.
Modern apartment building exterior with colorful design, showcasing urban architectural style.
Joyful couple taking a selfie while holding keys to their new home, celebrating a milestone.
Detailed miniature house models displayed in an indoor exhibition setting with people in the background.
Bright and modern kitchen interior featuring granite countertops, wooden flooring, and ample natural light.

What Our Clients Say

We are proud of our reputation for excellent service. See our reviews on these platforms.

our google business profile reviews
5 star reviews on yelp
our BBB rating is A+

Frequently Asked Questions

We offer a great deal of financing programs that cover Conventional, FHA, VA, Jumbo and new construction home mortgage programs, which suit the various borrowing needs of the borrowers.

Yes! In our Buy Before You Sell home business, you make a strong noncontingent offer to your next home, and have time to sell your current home stress free.

Our investor mortgage loans and our DSCR loans are designed with the aim of catering to property investors who want to be financed under the basis of rental income as opposed to individual income verification.

A home equity conversion mortgage allows qualified homeowners aged 62 and older to access their home equity to add retirement income- no monthly mortgage payments.

Jon is a personalized service, expert-oriented, and market-insider with profound knowledge of the Waxhaw, NC market that enables a seamless, transparent and valuable mortgage experience.

Email Us

jramsay@mutualmortgage.com

Call Us

(704) 441-4793

Address

Waxhaw, NC



    Your trusted mortgage expert in Waxhaw, NC, offering a wide range of solutions from first-time homebuyer programs to specialized investor and new construction loans. We’re committed to finding the right loan for your goals.

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    Contacts

    (704) 441-4793

    jramsay@mutualmortgage.com

     Waxhaw, NC