Jon Ramsay, Mortgage Loan Advisor

Your Trusted Mortgage Expert
in Rock Hill, SC

Collaborate with a mortgage specialist who is trusted, reliable, and has a track record of success in the Rock Hill real estate market. Also, has a hassle-free process due to proper communication, approvals, and the timely completion of all steps.

Innovative Loan Solutions

Access unique programs like our "Buy Before You Sell" and specialized DSCR loans for investors.

New Construction Specialist

As the preferred lender for PresPro Homes, we offer a seamless financing experience for your new build.

Local Rock Hill Expert

Get expert guidance from a mortgage professional who understands the local Rock Hill-Mecklenburg market.

About us

About Jon Ramsay

If you’re in Rock Hill, SC, Jon Ramsay from Mutual of Omaha Mortgage and Keller Home Loans can help you with stress-free home financing. He knows the local market and offers honest, personalized guidance. Jon helps buyers, homeowners, and investors find the best mortgage options, providing clear communication, reliable advice, and easy closings for a smooth home loan experience.

Loan Programs We Offer

Close-up of a woman holding keys with a blurred background, symbolizing a new home or real estate concept.
Buy Before You Sell Non-Contingent Offer Program

Moving can be easier with Jon Ramsay's trade-in home program at Mutual of Omaha Mortgage in Rock Hill, SC. This program helps homeowners buy a new home before selling their current one, removing stress and timing issues. Jon offers flexible financing options, clear communication, and expert mortgage guidance. Backed by Mutual of Omaha Mortgage, he helps you make strong offers, secure the right loan, and move confidently when the time is right.

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Conventional FHA VA Mortgage Solutions Rock Hill, SC

Thinking about buying a house? FHA home loans could be a great option because they're often easier to qualify for and more affordable. Jon Ramsay at Mutual of Omaha Mortgage in Rock Hill, SC, specializes in helping buyers secure FHA loans. With lower down payments, flexible credit requirements, and competitive rates, these loans make homeownership possible. Jon provides expert guidance and clear communication, helping you confidently buy your dream home in Rock Hill.

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Smart Property Financing Investment & DSCR Loans Rock Hill, SC

Want to crush your real estate goals? If you're an investor in mortgage programs in Rock Hill, SC, Jon Ramsay at Mutual of Omaha Mortgage can get you there. He has financing for income properties, quick flips, and long-term rentals. Jon knows his stuff and has some cool loan options. He'll help you get the funding you need to make money now and grow later. Whether you're into single-family homes or bigger buildings, Jon can show you mortgage programs that turn potential into real cash.

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Affordable Home Loans for First-Time Buyers in Rock Hill, SC

Step confidently into homeownership with customized first-time homebuyer programs and access to valuable homebuyer grants designed to make buying your first home easier. Jon Ramsay at Mutual of Omaha Mortgage in Rock Hill, SC, helps first-time buyers find grants, lower down payment options, and loan programs that fit their finances. With Jon’s expert guidance and clear communication, you can navigate the mortgage process confidently and achieve your dream of homeownership.

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Down Payment Assistance Programs in Rock Hill, SC

Want to own a home? Down payment assistance programs can make buying easier by reducing upfront costs. Jon Ramsay at Mutual of Omaha Mortgage in Rock Hill, SC, helps buyers access local and national grants, low-rate loans, and other resources. Whether you’re a first-time buyer or need extra support, Jon provides personalized mortgage guidance, helping you find the right loan and programs to confidently purchase your home.

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Secure Income with Reverse Mortgage Solutions Rock Hill, SC

Enjoy financial freedom in your retirement years with reverse mortgages designed to help you generate income from home equity. Jon Ramsay from Mutual of Omaha Mortgage in Rock Hill, SC, helps homeowners 62+ access cash from their home without selling or moving. With clear guidance and personalized support, Jon explains your options, helping you supplement retirement income, cover healthcare, or enhance your lifestyle while feeling confident and secure about your financial future.

Why Choose us

A Partner, Not Just a Lender

Proficiency Makes It Easy at Each Step

Having learned the ins and outs of loan programs and the industry trends, Jon will make the complicated financing process seem straightforward and confident.

Domestic Dexterity, International Power

Jon is based in Rock Hill, SC, combining the personal service of the community with the might of Mutual of Omaha Mortgage- he is the best of both worlds to the clients.

Solutions for Every Dream

Whether you are investing in the first home or a new house, Jon offers creative and results-oriented solutions to ensure that you are able to proceed with your other projects with confidence.

Home Loan Options for Every Buyer

Whether you’re buying your first home or expanding your portfolio, Jon provides the right program to help you achieve your goals.

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What Our Clients Say

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Frequently Asked Questions

Jon’s all about a personal touch – he’s straight up, keeps you in the loop, and actually cares about what you’re trying to do. He knows the local scene and has the muscle of Mutual of Omaha Mortgage behind him, so things go easy and you can count on him.

Jon’s got all sorts of mortgages like FHA, VA, Conventional, and Jumbo loans. Plus, he has stuff like DSCR loans for people investing, programs for first-time buyers, and help with down payments.

Yep! Jon’s Buy Before You Sell deal lets you make an offer that’s not based on selling your current place, so you can snag your next home without sweating the timing of everything.

Definitely. Jon walks newbies through the whole thing, from getting approved to closing the deal. He’ll also hook you up with grants and programs that help with the down payment so you don’t have to pay as much upfront.

Usually, it’s about a month, but it can change based on the type of loan and your situation. Jon keeps you updated all the way so you know what’s up and you’re feeling good from start to finish.

Email Us

jramsay@mutualmortgage.com

Call Us

(704) 441-4793

Address

Rock Hill, SC



    Your trusted mortgage expert in Rock Hill, SC, offering a wide range of solutions from first-time homebuyer programs to specialized investor and new construction loans. We’re committed to finding the right loan for your goals.

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    Contacts

    (704) 441-4793

    jramsay@mutualmortgage.com

     Rock Hill, SC