Frequently Asked Questions
While 20% is the traditional standard, it is not always required. We offer FHA loans that require as little as 3.5% down, and VA loans that offer 0% down for eligible veterans. We can help determine the best fit for you.
A pre-qualification is an estimate of what you might borrow based on self-reported data. A pre-approval is a verified commitment from a lender based on your actual financial documents, making your offer much stronger to sellers.
Absolutely. We specialize in investor and self-employed loans, such as Bank Statement loans, where we use your business deposits rather than traditional tax returns to verify income.
Most refinances in Texas take between 30 to 45 days. However, this timeline can vary based on the complexity of the loan and how quickly documents are provided. We work hard to close as quickly as possible.
Yes! We have access to several Down Payment Assistance (DPA) programs at both the city and state level that can help cover your down payment and closing costs.